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I just got my first paycheck, what do I do now?

Congratulations! Getting that first paycheck is quite a milestone and offers a great sense of accomplishment. But now what do you do? Consider some of these options:

Establish a place to manage your money

Easily open a PFCU Savings and Checking Account online, or, you can visit any of our branches to open an account. By establishing an account, it allows you the ability to manage your money with the security of knowing your monies will be safe, earning you interest and is insured by the NCUA. 

Create a budget

Understanding what your monthly income and expenses are and creating a plan to manage your money is an important step toward realizing your financial goals. If you need help developing a budget, some great pointers can be found here

Student Budget Calculator

Get setup online

Sign up for Online Banking. Use Mobile Banking to check balances, transfer funds, make payments, and even deposit your check! We give you access to your accounts anytime, anywhere, as long as you have internet access.

  1. To deposit a check, log in to your Online Account. Select ‘Deposit Check’ from The Transactions Tab on the left Menu.
  2. Follow the instructions on-screen from there!

Make payments with ease

Sign up for a Debit/ATM Card. This card will allow you freedom of making payment directly from your phone through Mobile Wallets. You will also have access to your monies thru over 30,000 surcharge-free ATM's nation-wide, the ability to pay for purchases straight from your checking account.

Create a savings plan

Not only do savings plan help you reach your financial goals in life, savings provide a financial net for life's uncertianities. Additionally, having a savings creates a sense of security and peace of mind. 

Check out other resources you may find helpful:

Learn How to Budget Ready to Buy a Car