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Youth & Teens

PFCU Credit Union Helping Me in 2023

Become a Member  Savings Rates

Children’s Savings Account

Dollar Duck is one smart bird that you should know! Children from birth to their 13th birthday can join the Dollar Duck Club and learn about saving money through a PFCU children’s savings account.

Children with a new PFCU children’s account get a gift and receive wonderful benefits.

Enroll your child in the Dollar Duck Club today. You can use our live chat support feature at the top of this page or contact us with any questions.

Have fun with coloring pages right from the Dollar Duck Saves His Bucks book!

Please review PFCU’s Youth Privacy Policy

Become a Member Savings Rates

Youth Savings & Checking Accounts

PFCU offers the perfect youth accounts for Michigan teens. Teen Connection provides the products and services teens need to establish good savings and spending habits.

  • Savings accounts with no monthly fees
  • Free online banking and online bill pay*
  • Free mobile banking and mobile deposit
  • Free e-alerts and mobile banking
  • Checking accounts with overdraft protection, no monthly fees and no minimum balance requirements
  • Debit and ATM cards for 24/7 account access

Youth Products

  • Reloadable, Prepaid VISA cards available
  • Certificates with a $250 minimum issue for minors
  • MasterCard credit cards with cash rewards
  • Smart options for Student Loans!

Become a PFCU member today.  If you have any questions, contact us at 844-517-3611 or use our live chat support. Please note, all accounts opened by a minor (age 17 and under) require a parent or legal guardian as joint account holder.

Additional Fun and Educational Links

Please review PFCU’s Youth Privacy Policy

*Online Bill Pay is free if kept ACTIVE (used within a rolling 30-day period from last activity) to avoid a $5.00 per month fee.

Youth Financial Education

Teach your children smart-money management skills early on with these financial lessons for little ones. Many apply to parents, too!

  • Interest: Earning interest on your deposits can help you grow your money, but owing interest on dues can put you further into debt.
  • Credit: While using credit is good for certain circumstances, it is important to pay it off responsibly so that you don’t incur interest and can obtain funding for future purchases, like a home or car.
  • Loans: Although loans are needed sometimes, they aren't free money. Understanding that you will pay back more than what you borrowed will help you make better money decisions.
  • Budgeting: Creating a budget is important to ensure that you can pay for necessities, contribute to your savings, and afford some fun spending.
  • Saving: Having a savings can help you pay for unexpected events, as well as things you want, whether it’s an object or an experience.