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Rates as low as
*Annual Percentage Rate
You’ve put a lot of work into your Michigan home, so now’s the time to benefit financially. PFCU offers fixed-rate home equity loans for owner-occupied real estate located in our lending area.
You can use your home equity loan to renovate your home, cover education expenses, pay down high-interest credit cards or finance other important purchases. Check out our home equity loan rates and experience the power of a home equity loan with us.
Learn more about Home Equity Line of Credit Loans
PFCU issues home equity loans to owner-occupied, 1- to 4-family Michigan homes for up to 85% of the property’s value if PFCU holds the first mortgage. Otherwise, the maximum loan to value (LTV) will be 80% minus any outstanding mortgages.
If you need a loan, no hassle.
With valuable features and functionality, our site is designed to support your financial success.
The login is in the main navigation, so you can access it easily from any page while seeing more of what's happening at the credit union.
Member resources — including rates, calculators, and FAQs — help you make better financial decisions.
Find a nearby PFCU location or ATM quickly with our easily accessible Locations Finder tool.
Stay connected to the community with information about upcoming events, donations, sponsorships and more.
Choosing the best financial solutions based on your goals, lifestyle and life stage is simple with our Solutions Finder tool.
It's easy to apply for a loan or become a member with our quick, secure online applications.
Remember, you can access the tour any time from the footer of our site.
You will be redirected to a website outside of the PFCU website and entering a website hosted by another party. The linked website is not operated by PFCU. PFCU is not responsible for the content or availability of the linked website. PFCU does not represent the operator of the linked website, the member, or any other users if the two enter into a transaction. Privacy and Security Policies of the linked website may differ from those of PFCU.