2020 Financial Focus


Make your vision come true with PFCU

Make the most of every moment – and your money – with helpful financial solutions and resources.

Select a goal below to receive customized recommendations.

 

Solutions


Auto Loans
Shift into gear with financing options for new and used cars.
Boat Loans
Set out to sea with lending solutions for sailboats, motorboats and more.
Certificates
Earn a reliable return on your investment.
Checking Plus
Earn interest on your deposits, compounded and paid monthly.
Club Accounts
Save for a vacation, holiday, loan payments or something else special.
Consolidation Loan
Combine all of your debt into a single loan so you have one interest rate and one monthly payment.
Credit Cards
Enjoy readily available purchasing power to support your lifestyle.
Debit Cards
Make quick, convenient and paperless transactions.
Dollar Duck Club
Teach your children the value of saving with fun games, activities and contests for children.
EMV Chip Cards
Spend securely with an embedded, encrypted microchip offering an additional layer of protection.
Free Checking
Keep more money in your pocket with no monthly service charges and no minimum balance requirements.
Home Equity Line of Credit
Unlock the value in your home and fund an unlimited number of projects.
Home Equity Loans
Use the equity in your home to pay down high-interest credit card debt.
IRAs
Customize an investment plan to meet your needs, now and in the future.
Loans 4 Everything
Pull off whatever you've been putting off with local, low rate loans.
Mortgages
Buy, build or refinance your perfect place.
Motorcycle Loans
Cruise the open road with your favorite make and model.
Prepaid Credit Cards
Rein in spending and avoid debt pitfalls.
RV Loans
Drive cross country or just camp out with loans for recreational vehicles.
Safe Deposit Boxes
Keep your valuables secure in an off-site location at any of our local branches.
Savings
Save for everyday needs or important life events.
Scholarships
Apply to save on college expenses with our scholarship program for high school seniors.
Share Secured Loans
Borrow against your savings or certificates and pay yourself back while earning interest.
Student Loans
Cover your college education the smart way with great repayment options and interest rates.
Teen Connection
Establish good saving and spending habits with a suite of teen-focused financial solutions.
Vacation Loans
Whether you're planning a vacation or staycation, make your time off the time of your life.
Wedding Loans
Get everything you need to make the perfect moments and memories on your special day.




  • Build a balanced budget for monthly expenses - from groceries to going out - and stick to it.
  • Automatically save a portion of your paycheck with direct deposits.
  • Make more out of your money with interest-earning checking and savings accounts.
  • Reducing your spending can help you save. Use this calculator to see just how much your budget reductions may be worth.
  • Start saving for your future with retirement solutions – from IRAs to certificates.
  • Create an emergency savings fund for rainy day, from a broken dishwasher to a leaky roof.
  • Spend less time banking with easy online and mobile solutions.
  • No more mail build up. Save time and the planet by singing up for eStatements.
  • Skip a trip to the credit union by using mobile deposit to deposit a check from your phone.
  • Get a quick view of your finances so you can track spending, create budgets, identify trends and more with MoneyDesktop.
  • Secure your accounts by setting up eAlerts in online banking.
  • Use online and mobile banking solutions to monitor account activity and transactions.
  • Stay informed about current and common scams with helpful resources and videos.
  • Enjoy enhanced payment security at participating retail and online stores with Mobile Wallets.
  • Prevent penalties, late fees and awkward moments with Courtesy Pay overdraft protection.
  • Avoid late payments by paying your bills on time, every time with online bill pay.
  • Make the most of every credit card purchase by earning points toward redeemable rewards.
  • Simplify the repayment process by consolidating all debt into a single monthly payment with a consolidation loan. Use this calculator to see if debt consolidation is right for you.
  • Get rid of debt to start saving. See what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
  • Know your credit score ahead of time, and take actions to build it up if necessary.
  • Figure out how much home you can afford or how much you need to save with the mortgage qualifier calculator.
  • Get pre-qualified or pre-approved to show sellers you're serious about buying.
  • Understand your different mortgage options.
  • Plan for closing costs and expenses after moving in.
  • Start saving for your future with retirement solutions – from IRAs to certificates.
  • Determine how much you need to save for retirement and how long it will last with this calculator.
  • The earlier you start saving, the better, as you funds will grow over time.
  • Try not to make withdrawals from your retirement accounts to avoid costs penalties and savings set backs.
  • Create a savings fund for your child's education. See how much you will need to put away over the years with this calculator
  • Open a Youth Savings for your child, so when they are out on their own, they have money-management stills and a strong financial foundation.
  • Easily send your student an allowance with Person to Person Payments in online banking.
  • Control spending at college with a reloadable prepaid card.
  • Save on tuition by applying for scholarships.
  • Use smart financing solutions to cover college costs.
  • Use your home equity to pay for large expenses, including higher education costs.

  • Keep all of your cards in a mobile wallet while enjoying enhanced security and easy payments when making purchases at participating stores and websites.
  • Get a comprehensive view of your finances so you can track spending, create budgets, identify trends and more with MoneyDesktop.

Financial Coaches
Manage all of your money matters with help from our free certified financial coaches – from creating a budget and improving credit to getting ready for retirement.

It's the best banking around. It fits my needs and everyone is friendly and helpful.

MoneyEDU
Access educational courses and tools for your unique goals, lifestyle and life stage.

Make your 2020 vision come true with PFCU