Personal

Open Your Account!

PFCU offers the products and services you need to thrive financially.

Save

  • Savings

    Build up an emergency fund or save for a special purchase with various accounts designed for specific purposes.

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  • IRAs

    Save for your retirement or education expenses with a Traditional or Roth IRA or a Coverdell Education Savings Account.

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  • Certificates

    With certificates for various rates and terms, you can create a short-term investment strategy that pays off.

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  • Youth Banking

    Financial success starts with education, and PFCU provides the products and services to children and students.

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  • Safe Deposit

    Safeguard your valuables in safe deposit boxes that come in a variety of sizes and prices for renting.

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Spend

  • Checking

    Looking for free checking? An account that pays you dividends? You’ll find what you want at PFCU.

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  • Debit Cards

    Quick and convenient, our debit cards allow you to purchase, withdraw cash, transfer money and more.

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  • Prepaid Credit Cards

    Rein in credit card spending, avoid debt pitfalls, give the perfect gift, provide financial independence and more.

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  • EMV Chip Cards

    Spend with security using PFCU’s Chip Card containing an embedded, encrypted microchip.

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Borrow

  • Mortgages

    Whether you’re purchasing, constructing or refinancing, PFCU mortgages are the answer.

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  • Home Equity Loans

    Tap into the equity you’ve built with a fixed-rate loan to help you finance other priorities in your life.

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  • Credit Cards

    Earn rewards on your everyday purchases by using PFCU’s MasterCard Platinum with its no annual fee and low APR.

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  • Auto Loans

    If you’re ready for a different vehicle, PFCU has the new or used car loan to fit your budget.

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  • RV Loans

    Boats, recreational vehicles, motorcycles and more. Finance your outdoor toys with a PFCU loan.

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  • Personal Loans

    Our personal loans can be used for anything you need, and our approval process makes it easy.

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  • Share Secured Loans

    Use your savings accounts or share certificates to secure a PFCU loan with a competitive rate.

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  • Student Loans

    When scholarships, federal loans and financial aid don't cover all your expenses, the Smart Option Student Loan can make up the rest!

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  • Loans 4 Everything

    Pull off what you’ve been putting off with local, low-rate loans for everything.

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  • Insurances

    Protect yourself and your assets through a variety of insurance offerings for your home, auto and life.

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