Your life is active and you need your finances to keep pace. Electronic transactions are the norm, and PFCU offers the credit cards to fit your lifestyle with convenience and purchasing power. We’re a West/Central Michigan credit union committed to providing low credit card rates. Experience better credit card options with us!
Get rewarded every time you use your MasterCard Platinum by earning points for your purchases. You receive 1 point for every $1 you spend on gas, groceries, utilities and more. Redeem 10,000 points for $100 and treat yourself or your loved ones to something special.
- Purchases and balance transfers as low as 11.25% APR*
- Cash advances as low as 14.25% APR*
- No annual fee
- No balance-transfer fee
- Periodic reward specials
- Manage your account through Online Banking
- Mobile banking
Turn everyday purchases into CASH BACK!
Rewards! offer you the flexibility and freedom to spend your rewards anyway you want. You will receive an account credit that will be applied to your rewards account. Treat yourself to a fun evening out, gift a friend or family member or get that little extra something you’ve always wanted. Remember, the more you spend, the more you earn!
Access REWARDS and perks online
or call 1-866-678-5189.
*Annual Percentage Rate. Based on credit worthiness. Your APR is based on prime rate and will vary with market fluctuations.
VISA Gift Card
Want the perfect gift every time for all occasions? Recipients can use the VISA gift card anywhere VISA credit cards are accepted, all over the world. You can purchase VISA gift cards at any PFCU branch and register the gift card through My Gift Card. Complete gift card disclosures are available.
Reporting a Lost or Stolen Credit Card
Notify Portland Federal Credit Union immediately by calling (800) 442-4757 or writing to 9077 Charlotte Hwy., Portland, MI 48875.
Paying Your PFCU Credit Card Bill
Through our Online Banking you can make a payment or
through the following link: here
Go To My Card
or Mail your VISA or MasterCard payment to either address:
PO Box 672051
Dallas, TX 75267
9077 Charlotte Hwy.
Portland, MI 48875-1606
If you have any questions, use our live chat support feature at the top of this page or contact us.
Please review PFCU’s MasterCard Disclosure.
: It is possible that online merchants may ask you to register your card for the 3D secure code. The Mastercard secure code is the 3 digit CVV or CVC number on the back of your card. If you are asked to register this code, you can do so, here