Sock away some money for a rainy day fund or retirement with PFCU’s certificates. PFCU offers certificates for various terms and various rates.
- Feel secure: Enjoy peace of mind with the ability to earn interest while receiving a reliable return on your investment.
- Save more: Instead of keeping cash in your checking or standard savings, earn interest and make more out of your money.
- Prepare for milestones: Get ready for important life events – from college and home buying to retirement.
- Save effortlessly: All you have to do is open a Certificate and watch your money mature.
3 years at 1.50% APY*
4 years at 1.75% APY*
5 years at 2.20% APY*
*Some restrictions apply. Annual Percentage Rate. Minimum balance $1,000.
Regular and IRA Certificates
- Minimum issue of $1,000
- Members may withdraw dividend earned and paid with no penalty
- Early withdrawal penalty will apply to all other withdrawals (2% of amount withdrawn)
- Members under age 18 can purchase certificates with terms of 60 months or until their 18th birthday, whichever occurs first
- Minimum issue of $500
- Add to the certificate in increments of $50 or more
Purchase a certificate today at any of our PFCU branches in West/Central Michigan and enjoy great certificates rates. If you have any questions, use our live chat support feature at the top of this page or contact us.