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Branches & ATMs

You can always access your account 24/7 at or by using the PFCU Mobile App, where you can make mobile check deposits, money transfers and loan payments. 

Select a branch location for hours and details.

Bing Maps is a third-party site which is not owned or controlled by PFCU, and may not be entirely accessible for screen reader or keyboard-only users. For assistance regarding locations, hours, or directions please contact us at (844) 517-3611.


Portland (Main Office)

9077 Charlotte Hwy.

Ionia Office

4035 S. State Rd (M-66 & David Hwy)

Westphalia Office

102 West Main Street

Lake Odessa Office

2025 Lapo Road

Lansing Office

644 Migaldi Lane, Suite 100

Lowell Office

11635 Fulton Street, Suite 700

Caledonia Office

9864 Cherry Valley Ave. SE

Flint, Van Slyke Office

G-3311 Van Slyke Rd.

Swartz Creek Office

9189 Miller Rd.

Owosso Office

1465 N. M-52

Durand Office

311 N. Saginaw St.

Perry Office

150 S. Main Street

Lake Odessa ATM

Express Mart, 1401 Jordan Lake Street

Westside ATM

Party Store, 751 W. Grand River Ave.

ATM - E. Grand River Ave

Party Store, 607 E. Grand River

Find an ATM or Shared Branch Location

As a PFCU member, you’re part of the CO-OP Network. As you travel through and beyond Michigan, you can access surcharge-free ATMs at more than 30,000 CO-OP Network locations in the U.S. and Canada. Just look for the CO-OP Network logo and you can bank on no ATM fees.

It’s easy to find the nearest CO-OP Network ATM:

  • Use the locator on the CO-OP website
  • Call 1-888-SITECOOP
  • Text 91989 with your address, intersection or zip code and discover the surcharge-free ATM nearest you, or download the database of CO-OP Network ATMs

Non-PFCU Transactions

PFCU members receive five free transactions per month at ATMs not owned by PFCU. Transaction fees will be assessed to each transaction that occurs beyond your five free transactions. Also, you will be subject to any surcharge fees that non-PFCU and non-CO-OP Network ATMs may charge for using their machines.

If you have any questions, contact us at 844-517-3611 or use our live chat support.

*This is a surcharge-free service. Standard text messaging rates from your mobile phone provider will apply. You will never receive any unsolicited messages by using this service.

Interactive Teller Machines (ITMs) allow for expanded hours so that you will never have to rush to the credit union again! With ITM technology, tellers are able to wait on you via video-chat! When visiting an ITM, you have the ability to deposit, withdrawal, do balance inquiries and more with our tellers in the comfort of your vehicle. A number of PFCU locations have these machines already installed, so be sure to give them a try!

All PFCU offices will be closed on the following days (unless otherwise specified):

2024 Closings, Holidays and Training

  • Monday, January 1 - New Year’s Day Observance
  • Monday, January 15 - Martin Luther King Jr. Day
  • Monday, February 19 - Presidents’ Day (Staff Training Day)
  • Saturday, May 25 & Monday, May 27 - Memorial Day
  • Wednesday, June 19 - Juneteenth
  • Thursday, July 4 - Independence Day
  • Saturday, August 31 & Monday, September 2 - Labor Day
  • Monday, October 14 - Columbus Day/US Indigenous People’s Day (Staff Training Day)
  • Monday, November 11 - Veterans Day 
  • Thursday, November 28 - Thanksgiving
  • Friday, November 29 - Friday after Thanksgiving: Lobbies closed with Content Center and ITMs open from 8am - 3pm.  Also, limited staff for support departments.  
  • Tuesday, December 24 - Christmas Eve: All Branches & Locations Close at Noon
  • Wednesday, December 25 - Christmas Day
  • Tuesday, December 31 - New Year’s Eve Day: All Branches & Locations Close at Noon
  • Wednesday, January 1 - New Year’s Day

As a reminder - payrolls, ACH transfers and our online Bill Payments do NOT process on Federal Holidays.