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Ca$h4me Instant Loan

Let’s face it: life happens. Things come up and it is inevitable that you will face some financial challenges, even if you have a good track record for saving and planning your finances responsibly. Ca$h4me Instant Loan can help when you need it most.

  • No credit check 
  • Borrow $300 to $2,000
  • Up to 24 months to repay
  • Build your credit

Ready to Apply? It's easy to apply through PFCU Online Banking or the PFCU Mobile App. In just 6 clicks in 60 seconds, you can get money when you need it, deposited right into your account!

Not a member? We're looking forward to having you join us! Become a member today!

Apply through your PFCU Online Banking to get started!

Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Ca$h4me Instant Loan can help. This loan is offered to PFCU members to help manage unplanned expenses and short-term borrowing needs.


  • PFCU Account opened for at least 90 days with deposit history
  • PFCU Account in good standing 
  • Must be 18 years or older
  • No Bankruptcy, Repossession or Charge Offs with PFCU
  • Members can have no more than two (2) concurrent Ca$h4me Instant Loans
  • Members can have no more than three (3) Ca$h4me Instant Loans within a six (6) month period

Applying is easy and can be done in as little as 6 clicks in 60 seconds!

  • Log in to your Online Banking or download the PFCU App
  • Select 'Loans' from the Menu
  • Select 'Ca$h4me Instant Loan'

If you're approved for a loan, you'll see the money deposited to your account immediately!

Ca$h4me Instant Loans are automatically set to automatic monthly payments from the account designated. You can set your payment date to the 1st, 10th, 15th or 25th of each month. 

1)Cash4me Instant Loan is a loan option available to members with an active membership for at least the past 3 calendar months. To apply, members must access PFCU Online Banking or PFCU Mobile App. Members can have up to two (2) Cash4me Instant Loan(s) at a time. The rate for a Cash4Me Instant Loan is 24.99% APR. Payment example: $2,000 at 24.99% APR for 24 months would result in 24 monthly payments of $106.84. Depending on the due date selected, your actual payment may be higher. The first payment date may not exceed 45 days from funding.  Stated rate as of 06/27/2023 and subject to change without notice.  Payments to the Cash4me Instant Loan are reported to the credit bureaus and may impact the member’s credit score. Members who apply for the Cash4Me Instant Loan will be automatically enrolled in automatic payments for convenience. The Cash4Me Instant Loan is subject to approval, which is determined by an assessment of the member’s relationship with the Credit Union.

2)The due date selection and automatic monthly payment pre-authorizations occur at the time the loan is booked. The automatic payments will be debited from the same account the loan proceeds were deposited into. The entire payment amount must be available in the account for the payment to process. If the loan payment is 15 days late; a late payment fee may be assessed. 

*APR = Annual Percentage Rate.