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Personal Loans

Low Personal Loan Rate

Rates as low as 6.90% APR*

Our low personal loan rate can be used for a variety of needs. Are you going back to school soon? Do you need to upgrade or buy a new computer, cover fees, or purchase textbooks? Our low personal loan rates could be the perfect solution for you! Contact us today or stop in to visit your local PFCU branch to learn more details.

  • Upgrade you computer
  • Help pay for tuition and fees
  • Purchase new textbooks
  • And so much more!

Check out our low rates and apply now to get started!

Apply Online   Personal Loan Rates

* Annual Percentage Rate. Rate current as of August 1, 2021. Rate may vary based on credit worthiness. Rates, terms and conditions are subject to change. Loan payment example: $2,000 at 6.90% APR for 12 months = $172.96.

Whether you want to remodel a room, take a trip, get a new set of wheels, consolidate debt or complete a project, do it with local, low-rate loans from PFCU.

  • Vacations
  • Renovations
  • Pools
  • Vehicles
  • Recreational Items
  • Loan Consolidation
  • And more

*The online loan application does not support Mortgage and Home Equity Loan applications. If you would like to apply for a Mortgage or Home Equity Loan, please contact us at 844-517-3611 or apply online

**Some restrictions may apply.

Looking for a loan but don’t want to use your vehicle or house as collateral? PFCU’s share secured loans allow our West/Central Michigan members to borrow money using savings accounts or share certificates as security.

This is the perfect loan for borrowing money and paying yourself back with the lowest possible finance charges. Plus, the secured amount earns interest over the life of the loan.

View our competitive rates and then apply today to experience a personal loan with us. If you have any questions, use our live chat support or contact us.