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Routing & Transit # 272484056

Rates

PFCU Credit Union Helping Me in 2023

Rates Effective: February 2, 2023

Savings Accounts
Account Type Rate APY*
Regular Savings (Balances over $99.99) 0.050% 0.050%
Other Savings & Escrow (Balances over $99.99) 0.050% 0.050%
Individual Retirement Accounts (Balances over $99.99) 0.750% 0.750%
Checking Accounts
Account Type Rate APY*
Personal Checking 0.000% 0.000%
Personal Checking Plus 0.050% 0.050%
Personal Checking Plus ($2,500.00 & over) 0.100% 0.100%
Business Checking Plus 0.050% 0.050%
Business Checking Plus ($2,500.00 & over) 0.100% 0.100%
Money Market
Balance Rate APY*
$.00 to $99.99 0.000% 0.000%
$100.00 to $2,499.99 0.000% 0.000%
$2,500.00 to $9,999.99 0.750% 0.750%
$10,000.00 to $49,999.99 0.800% 0.800%
$50,000.00 & over 0.850% 0.850%
Certificates
Term Rate APY*
6 months 2.910% 2.950%
12 months 3.150% 3.200%
15 months ($10,000 minimum) 4.520% 4.610%
24 months 3.400% 3.450%
36 months 3.640% 3.700%
48 months 3.780% 3.850%
60 months 3.930% 4.000%
IRA Certificates
Term Rate APY*
6 months 3.010% 3.050%
12 months 3.250% 3.300%
15 months ($10,000 minimum) 4.520% 4.610%
24 months 3.490% 3.550%
36 months 3.739% 3.800%
48 months 3.880% 3.950%
60 months 4.021% 4.100%

*APY = Annual Percentage Yield

Fees may reduce earnings.

Early withdrawal penalty will apply to Certificate withdrawals. Withdraw penalty will be 2% of amount withdrawn. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Monthly dividend pay can be added to Certificate (compounded), transferred to savings account or paid by check. Accrued dividends are forfeited if account is closed prior to monthly dividend posting.

Minors under the age of 18 years may purchase a certificate with a term of 60 months or until their 18th birthday, whichever is less. Deposits of $25 or more can be added to the certificate at any time and the minimum Certificate issue amount for a minor is $250.00.

Subject to restrictions. Rates subject to change without notice.

Credit Life and Credit Disability Insurance is available on most loans. If you die or become totally and continuously disabled, Credit Life or Disability will make your loan payments or payoff the loan. Low monthly premiums are added to your loan payments. Check with a loan officer for a quote.

Family Group Life Insurance available with automatic Savings deductions.