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Business FAQs

Business Loan FAQs

Conventional loan eligibility requires two years of business history. If this is a start-up, we may be able to work through this if you have a W2 job. Companies in operation less than two years may be eligible for a SBA loan. Please contact Commercial Lending and we will help find the right financing for you.

PFCU offers a variety of repayment options at the touch of your fingertips. From online banking to automatic transfers, ACH and mailing options, we can find the right choice to fit your needs.

No. PFCU does not penalize for early repayment.

Yes. If the business were to fail and could not make the loan payments, PFCU does require the business owner to make the loan payments.

For more information on SBA loans, please refer to www.sba.gov. For assistance from a PFCU representative, please contact us directly.

General Business FAQs

You can open a business account at any branch location. Depending on the type of business, a few additional documents will be needed to open the account.

PFCU is part of the CO-OP Network and offers access to nearly 30,000 ATMs. Aside from our convenient ATMs, you can deposit money after business hours in our branch Night Drops. Check to see if your branch has a night drop.

No. Business Checking accounts are allowed unlimited activity free of charge.

No. At this time PFCU does not offer sweep accounts.

Yes. PFCU Partners with Integrity One Payments to offer a variety of merchant services.

No, checks can be signed by any one of the authorized signers on the account.