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Save hard. Live well. PFCU’s personal savings accounts for Michigan members will help you reach your financial goals.

Become a Member   Savings Rates

Savings Accounts

Classic and timeless, the PFCU savings account opens the door to membership. Just deposit $5. Dividends paid daily and compounded monthly. Once you’re a PFCU member, you’re always a member, regardless of where you live or work in the future. You can access your funds anytime through our nationwide ATM network, Mobile App and Online Banking.

Christmas Club Accounts

Make your holiday shopping less stressful! Deposit money throughout the year while earning interest, and in October, PFCU will automatically transfer funds into the savings account of your choice so you can begin your holiday shopping.

Money Market Accounts

Everyone enjoys extra money. The PFCU Money Market account earns more interest based on tiered rates, so the more you deposit, the more you earn. A $2,000 minimum balance is required to earn the money market rate.

You Name It Account

Accumulate money to spend on a special trip, a personal reward or, well, you name it. This account earns interest like PFCU’s regular savings account, and you can deposit money as often as you’d like to help you reach your goal.

Youth Accounts

Skinned knees, driver’s education and good money-management skills. The essence of youth. With the help of a parent our guardian, our youngest members (age 12 and under) can learn the importance of saving through our Dollar Duck Club. Teen members (13 to 17 years) can open an account without a guardian, and utilize our Teen Connection Account to learn financial skills they’ll need as adults.

If you have any questions, connect with us through our live chat support or contact us at 844-517-3611. Experience a better savings plan with us!

Savings Bonds

If you wish to purchase a Savings Bond, you need to do so online at We will cash in Savings Bonds at any of our offices. Some restrictions apply.

Please review Account Terms-Conditions and Disclosures with PFCU.