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Finding the perfect piece of real estate in Michigan is a great achievement for you and your family. PFCU offers many choices to fit your mortgages needs. Our experienced professionals, with over 140 years of combined experience, will guide you through the easy application process.

Get a PFCU Mortgage & Get a One-Time Rate Adjustment!*

We offer mortgages for purchases, new construction, refinancing, land and Bridge loans.

  • Terms to fit your budget
  • 0% down rural development mortgages available

We offer Barndominium Loans! Learn More

Mortgage Tools & Resources

Visit Readynest, a safe and secure website for homebuyers providing tools for success, including: 

  • An overview of the key steps to home buying  
  • Interactive Calculators 
  • Checklists and planners 
  • An easy-to-understand homebuying glossary

Learn More 

To get started review the list of documents you will need to submit your Mortgage Application.

 Required Documents   

Apply online!

Refinancing an existing Mortgage? Apply Here

Purchase a home or for a pre-approval to purchase a home Apply Here

Bridge, Vacant Land and Construction Loans Apply Here

Questions? Use our live chat support or call for a free consultation 844-517-3611

Homeownership Counseling Organizations:

Mortgage Loan Originators   

*Qualifying purchase mortgage approved by August 30, 2023, are eligible to receive a one-time rate reduction modification at no charge to borrower. ($1,500 savings) The no fee rate reduction can be requested after twelve on time payments and before twenty-four payments. New rate is subject to qualifying credit and based on current rates at time of adjustment.