Protect Yourself From ATM Scams
Wi-Fi Network Access Scams
Protect Yourself From Vishing Attacks
How Did a Virus Get on My Computer?
Protect Yourself From Credit Card Skimming
Warning! Fake Traffic Light Camera Tickets
Protect Yourself From Phishing Attacks
How to Stay Secure Through Updates & Patches
Protect Your Accounts Through Strong Passwords
Protect Yourself From Online Shopping Scams
What is Multifactor Authentication?
Simple Tips For Secure Mobile Banking
Fake IRS Correspondence Scams
Getting Back Your Stolen Identity
Protect Yourself From Gift Card Scams
Warning! Fake Job Offers Lead To ID Theft
Protect Yourself From Cyber-Spying Criminals
Warning! Fake Cashiers Checks
Warning! Fake Job Offers Lead To ID Theft
Protection Against Fraud
Reporting FRAUD to the three Credit Bureaus:
Review Credit Reports at Least Once a Year. This will help to ensure fraudulent accounts have not been opened using your personal information. Additionally, the Fair Credit Reporting Act entitles consumers to a free credit report once a year from each of the three nationwide credit reporting agencies. Members can receive their report by contacting the credit reporting agencies directly or by visiting www.annualcreditreport.com.
Federal Trade Commission
Consumer Information on Identity Theft:
To eliminate telemarketing calls to your home or cell phone. Click on the free link below from the Federal Trade Commission - Do Not Call List.
Monitor Financial Statements and Online Banking Regularly. You should get into the routine of checking your statements and periodically reviewing your account transactions and online activities. This will help identify unauthorized account activities early, preventing potential losses to your personal accounts.
Ensure Children Understand What Information to Provide Online. Fraudsters will often use a game or a free offer that will request personal information, or will include spyware to track and steal information from a computer or mobile device. You can protect yourself by encouraging your children to limit online contact to friends they actually know, setting privacy controls to restrict access to private information, and enabling parental controls that allow access to only trusted sites. You should also talk to your children about not giving out their name, address, date of birth, or any other personal information online without talking to a parent first.
Shred Documents with Personal and Financial Information. Financial statements, credit card offers and billing statements are examples of documents you should be shredding.
Look Out for Scams Involving Social Engineering. Fraudsters may impersonate a credit union (or other legitimate organizations) to trick members into giving out personal account information. This social engineering tactic is often utilized as part of an elaborate scheme involving phone calls, emails, text messages and other forms of communication. Never reply to unsolicited telephone, email, text or pop-up messages asking for personal account information. You should understand that legitimate organizations never ask for sensitive information over unsecured communication channels.
IF YOU THINK YOU HAVE BEEN A VICTIM OF ANY FRAUDULENT ACTIVITIES, PLEASE CALL US IMMEDIATELY.
- Did you respond to an e-mail requesting you to confirm, update, or provide your account information?
- Have you been informed that you were the winner of a lottery that you did not enter?
- Have you been instructed to either ‘wire’, ‘send’, or ‘ship’ money, as soon as possible, to a large U.S. city or to another country?
- Have you been asked to pay or receive a commission for the facilitation of money transfers through your account?
- Did you receive a check for an item you sold on the Internet?
- Is the amount of the check more than the item’s selling price?
- Did you receive the check via an overnight delivery service?
- Is the check connected to communication with someone by e-mail?
- Is the check drawn on a business or individual account that is different from the person buying your item or product?
If you can answer ‘YES’ to any of these questions, you could be involved in a FRAUD or are about to be SCAMMED!