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Fraud Education

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Have You Been a Victim of Fraud?

Report FRAUD to the Federal Trade Commission

You can report fraudulent activities to the Federal Trade Commission even if you didn't lose any money. Report scams on the easy-to-use FTC website to help stop fraud in its tracks.

Stolen Identity? Get Help is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process.

How to Spot Fraud Attempts


  • Did you respond to an e-mail requesting you to confirm, update, or provide your account information?
  • Have you been informed that you were the winner of a lottery that you did not enter?
  • Have you been instructed to either ‘wire’, ‘send’, or ‘ship’ money, as soon as possible, to a large U.S. city or to another country?
  • Have you been asked to pay or receive a commission for the facilitation of money transfers through your account?
  • Did you receive a check for an item you sold on the Internet?
  • Is the amount of the check more than the item’s selling price?
  • Did you receive the check via an overnight delivery service?
  • Is the check connected to communication with someone by e-mail?
  • Is the check drawn on a business or individual account that is different from the person buying your item or product?

If you can answer ‘YES’ to any of these questions, you could be involved in a FRAUD or are about to be SCAMMED! 

Reporting Fraud

Reporting FRAUD to the three Credit Bureaus:

Federal Trade Commission

Consumer Information on Identity Theft:

Internet Crime

To eliminate telemarketing calls to your home or cell phone.  Click on the free link below from the Federal Trade Commission - Do Not Call List.

Tips to Avoid Fraud:

This will help to ensure fraudulent accounts have not been opened using your personal information. Additionally, the Fair Credit Reporting Act entitles consumers to a free credit report once a year from each of the three nationwide credit reporting agencies. Members can receive their report by contacting the credit reporting agencies directly or by visiting

You should get into the routine of checking your statements and periodically reviewing your account transactions and online activities. This will help identify unauthorized account activities early, preventing potential losses to your personal accounts.

Fraudsters will often use a game or a free offer that will request personal information, or will include spyware to track and steal information from a computer or mobile device. You can protect yourself by encouraging your children to limit online contact to friends they actually know, setting privacy controls to restrict access to private information, and enabling parental controls that allow access to only trusted sites. You should also talk to your children about not giving out their name, address, date of birth, or any other personal information online without talking to a parent first.

Smartphone or social networking applications may provide application developers with access to your personal information, such as your messages, contacts, emails and photos. Often, this information isn’t related to the application’s purpose. Instead developers may share your information with marketers or other third parties. You should read the privacy policy of each application before downloading to understand what private information they are sharing.

Financial statements, credit card offers and billing statements are examples of documents you should be shredding. 

Fraudsters may impersonate a credit union (or other legitimate organizations) to trick members into giving out personal account information. This social engineering tactic is often utilized as part of an elaborate scheme involving phone calls, emails, text messages and other forms of communication. Never reply to unsolicited telephone, email, text or pop-up messages asking for personal account information. You should understand that legitimate organizations never ask for sensitive information over unsecured communication channels.