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Become a Business Member

Membership Qualifications

PFCU membership comes with access to all our valuable benefits that cater to your financial well-being. Your business or its management can join our credit union if you live, work, worship, attend school in or your business is located in Michigan. If a business owner is currently a member, or is eligible for membership, they can open their business account provided it is governed by Michigan Law.

Your business or its management are also eligible to become a PFCU member if one of your immediate family members can become a member based on where they live or work. Immediate family members include spouses, children, siblings, parents, grandparents and grandchildren.

PFCU membership is a lifetime membership, regardless of where you live or work in the future.

Become a PFCU member today; if you have any questions, contact us at 844-517-3611 or use our live chat support.  

Please review PFCU’s Account Terms-Conditions and Disclosures.

Online Application

Certification of Beneficial Owners

To help the government fight financial crime, Federal regulation requires certain financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers. More Information

Privately Owned ATM Business Information

As part of PFCU’s due diligence, the credit union is required to meet certain Federal Regulatory Expectations. In meeting the Federal Regulatory Expectations, PFCU is required to identify businesses associated with maintaining ATM’s and processing the ATM transactions. Learn More

Required Documents to Open a Business Account

Opening a business account at PFCU? To become a member, all it takes is a $6 deposit to open a savings account ($1 is for the one-time membership fee) and you’re eligible for all of the cost-saving, convenient services PFCU offers to members in Michigan. Based on your business type, the following information will need to be provided for your business and for all account signers.

DBA/Sole Proprietorship

LLC

Partnership – General or Limited

Corporation

  • Articles of Incorporation
  • IRS Employee Identification Number (EIN) Issuance Letter
  • Signed Corporate Minutes/Resolution outlining in detail what accounts should be opened, who the Authorized Signers for the PFCU account will be and what their limitations are
  • Valid state issued identification, SSN and personal information for all signers

Association/Club/Organization

  • IRS Employee Identification Number (EIN) Issuance Letter
  • Signed Meeting Minutes outlining in detail what accounts should be opened, who the Authorized Signers for the PFCU account will be and what their limitations are
  • Valid state issued identification, SSN and personal information for all signers