Rates Effective: October 30, 2025
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Personal Loans
| Type of Loan |
APR* (as low as) |
| Vehicle Loans |
4.94%** |
| RV Loans |
6.59%** |
| Other Secured/Small Recreational |
6.39%** |
| Unsecured Loans |
11.55%** |
| Share Secured Loans (Variable) |
2.5%** above account used |
| T.L.C. (The Line of Credit) |
10.00%** |
Essentials VISA
| Type |
APR* |
| Purchases |
12.00% - 23.00%** |
| Cash Advances |
12.00% - 23.00%** |
| Balance Transfers |
12.00% - 23.00%** |
Preferred VISA
| Type |
APR* |
| Purchases |
13.00% - 24.00%** |
| Cash Advances |
13.00% - 24.00%** |
| Balance Transfers |
13.00% - 24.00%** |
Premier VISA
| Type |
APR* |
| Purchases |
14.50% - 19.00%** |
| Cash Advances |
14.50% - 19.00%** |
| Balance Transfers |
14.50% - 19.00%** |
VISA Business
| Type |
APR* |
| Purchases |
13.90%** |
| Cash Advances |
15.90%** |
| Balance Transfers |
13.90%** |
Home Loans
| Type of Loan |
APR* (as low as) |
| 1st Mortgages (Amortized up to 360 months) |
Call for rates |
| Home Equity Lines of Credit (Adjustable) |
6.500%** |
| Home Equity Loans (Fixed & ARM) |
6.625%** |
Business Loans
| Loan Amount |
APR* (as low as) |
| Under $50,000.00 |
0.75% higher than consumer loan |
| Over $50,000.00 |
Call for rates |