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Vehicle & Toy Loans

Auto Loans

Ready to hit the road? PFCU is your best source in Michigan for new and used car loans. No matter the type of vehicle you want, PFCU provides the financing you need with great rates, flexible terms and fast approvals!

PFCU Vehicle Loans

Rates as low as 6.54% APR*


  • Finance 100% of your purchase.
  • Simple interest means you pay interest only on the unpaid balance.
  • Insurances provide peace of mind in the event of death or disability.
  • Apply online or close your PFCU vehicle loan at the dealership with Direct Dealer Financing.
  • No processing or closing fee.

Apply Online Loan Rates

Toy Loans

Boats, RVs, ATVs, Snowmobiles & More

With rates and terms that are easy to handle, whether you're headed to the woods or the water, PFCU is here to help plan your next adventure.

  • We finance motorcycles, RVs, ATVs, motor homes, boats, jet skis, golf carts, snowmobiles, lawn mowers, tractors & more!
  • Get pre-approved online, at your local branch, or secure your financing at a Direct Dealer.
  • Flexible refinancing options to put cash back in your pocket.
  • Save money with no early pay-off penalty.

Shift into gear and apply for a loan from PFCU! If you have any questions, use our Live Chat Support or contact us at 844-517-3611.

*APY = Annual Percentage Rate. Payment Example: $20,000 at 6.54% APR for 48 months = $475 per month. Rates subject to change. All loans subject to approval. Rate may vary based on credit worthiness, term of loan and age of collateral.