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Routing & Transit # 272484056

Share Certificates

Celebrating 75 years of service

Sock away some money for a rainy day fund or retirement with PFCU’s Share certificates. PFCU offers certificates for various terms and various rates.

Certificate Rates  

Regular and IRA Certificates

  • Minimum issue of $500
  • Members may withdraw dividend earned and paid with no penalty
  • Early withdrawal penalty will apply to all other withdrawals (2% of amount withdrawn)

Minor Certificates

  • Members under age 18 can purchase certificates with terms of 60 months or until their 18th birthday, whichever occurs first
  • Minimum issue of $250
  • Add to the certificate in increments of $25 or more

Benefits of Certificates

  • Earn interest while receiving a reliable return on your investment.
  • Make more out of your money, instead of keeping it in a standard account.
  • Prepare ready for important life events – from college and home buying to retirement.
  • It's easy, all you have to do is open a Certificate and watch your money grow.

Open a Certificate 

Share Certificate Truth in Savings Disclosure

Purchase a certificate today at any of our PFCU locations in Michigan and enjoy great certificate rates. If you have any questions, contact us at 844-517-3611 or use our live chat support.

 *Some restrictions apply. Annual Percentage Yield. Minimum balance $1,000.