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NCUA Insurance

Your deposits with PFCU are insured by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration (NCUA), to at least $250,000. The Fund is backed by the full faith and credit of the U.S. government through the NCUA, a U.S. government agency.

The NCUA insures credit unions just as the Federal Deposit Insurance Corporation (FDIC) insures banks. These are a few important facts about NCUA share deposit insurance:

  • Share deposit insurance was established by Congress in 1970 to insure member share accounts at federally insured credit unions.
  • Not one penny of insured savings has ever been lost by a member of a federally insured credit union. PFCU is a federally insured credit union.
  • Members’ savings are insured up to at least $250,000. Coverage may be higher if the member has a combination of individual, joint, trust or other types of accounts.
  • Individual retirement accounts are covered separately up to $250,000.

For more information about NCUA Insurance, please contact us. You also can use this calculator to review your PFCU share coverage.