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NCUA Insurance

Celebrating 75 years of service

Your deposits with PFCU are insured by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration (NCUA), to at least $250,000. The Fund is backed by the full faith and credit of the U.S. government through the NCUA, a U.S. government agency.

The NCUA insures credit unions just as the Federal Deposit Insurance Corporation (FDIC) insures banks. These are a few important facts about NCUA share deposit insurance:

  • Share deposit insurance was established by Congress in 1970 to insure member share accounts at federally insured credit unions.
  • Not one penny of insured savings has ever been lost by a member of a federally insured credit union. PFCU is a federally insured credit union.
  • Members’ savings are insured up to at least $250,000. Coverage may be higher if the member has a combination of individual, joint, trust or other types of accounts.
  • Individual retirement accounts are covered separately up to $250,000.

For more information about NCUA Insurance, please contact us. You also can use this calculator to review your PFCU share coverage.