Skip to main content Accessibility Statement
Home - PFCU Credit Union
Routing & Transit # 272484056
  • Contact Us
  • Apply Now
  • Ask Lucy
  • FAQ
Home - PFCU Credit Union
  • Home
  • Contact Us
  • Apply Now
  • Ask Lucy
  • Rates
      • Loan Rates
      • Savings Rates
  • FAQ
  • For You
    • Save
      • Savings
      • Share Certificates
      • Kids Accounts
      • Student Hub
      • IRAs
      • Financial Planning Hub
      • Pocket Change
    • Spend
      • Checking
      • Debit Cards
      • Credit Cards
    • Borrow
      • Vehicle & Toy Loans
      • Personal Loans
      • Ca$h4me Instant Loan
      • Mortgages
      • Home Equity Loans
      • Student Loans
      • Insurance
      • Apply Now
      • Rates
      • Calculators
      • Lost/Stolen Card
      • FAQs
        • Account Information
        • PFCU Operations
        • Credit/Debit Cards
        • Loans/Mortgages
        • Remote Access
        • Electronic Titles
        • The Credit Union Difference
        • Rules & Regulations
      • Pay Your Loan
  • For Your Business
    • Save & Spend
      • Business Savings
      • Business Checking
      • Business Debit Cards
    • Borrow
      • Commercial Loans
      • Credit Cards
      • SBA Loans
    • Explore
      • Business Membership
      • Merchant Services
      • Business FAQs
      • Apply Now
      • Rates
      • Lost/Stolen Card
  • Services
    • Digital Banking
      • Online Banking
      • Mobile Banking
      • Money Desktop
      • My Toolkit
      • Credit Score
    • Other Services
      • Convenience Services
      • Shared Branching
      • Grant Programs
      • Estate Planning
    • Tools & Resources
      • Applications
      • Member Discounts
      • Member Resources
      • Calculators
      • Solutions Finder
  • Education
      • Money Talk Podcast
      • Money Talk
      • What's Happening
      • Financial Education
      • Financial Coaches
      • Fraud Education
      • Learning Opportunities
  • About Us
      • Membership
      • Our Story
      • Community Involvement
      • News and Publications
      • Board of Directors
      • Member Reviews
      • Meet Lucy
      • Legal & Disclosures
      • Careers
      • Contact Us
      • Branches & ATMs

Vehicle & Toy Loans

Auto Loans

Ready to hit the road? PFCU is your best source in Michigan for new and used car loans. No matter the type of vehicle you want, PFCU provides the financing you need with great rates, flexible terms and fast approvals!

  • Finance 100% of your purchase.
  • Simple interest means you pay interest only on the unpaid balance.
  • Insurances provide peace of mind in the event of death or disability.
  • Apply online and close your PFCU vehicle loan at the dealership with Direct Dealer Financing.
  • No processing or closing fee.

Apply Online Loan Rates

Toy Loans

Boats, RVs, ATVs, Snowmobiles & More

With rates and terms that are easy to handle, whether you're headed to the woods or the water, PFCU is here to help plan your next adventure.

  • We finance motorcycles, RVs, ATVs, motor homes, boats, jet skis, golf carts, snowmobiles, lawn mowers, tractors & more!
  • Get pre-approved online, at your local branch, or secure your financing at a Direct Dealer.
  • Flexible refinancing options to put cash back in your pocket.
  • Save money with no early pay-off penalty.

Shift into gear and apply for a loan from PFCU! If you have any questions, use our Live Chat Support or contact us at 844-517-3611.

Find a Dealership 

Save time when you're shopping by going straight to one of our dealership partners. Your loan will be serviced and accessible through PFCU Credit Union, but you can start and finish the application process at the dealership.

Find a Preferred Dealership Apply Online

To apply for a loan you can complete your application online when it's convenient for you, stop by any of our branches, or visit any of our preferred dealerships and complete financing from start to finish through PFCU.

  • Apply online
  • Call us! 844-517-3611
  • Stop in to your local branch
  • Visit one of our preferred dealerships

A pre-approved loan is a conditional loan with estimated terms, including interest rate, amount of money you can borrow, and term of the loan. Being aware of your pre-approved terms provides comfort in knowing your interest rate and what you can afford while shopping.

No, you can get pre-approved and shop around now or at a later date.

Yes, we will need to coordniate with the seller on any pay-off or title transfer.

Yes! We will want to make sure the title is available for the purchase.

*APR = Annual Percentage Rate

Borrow

  • Vehicle & Toy Loans
  • Personal Loans
  • Ca$h4me Instant Loan
  • Mortgages
  • Home Equity Loans
  • Student Loans
  • Insurance
  • Preferred Dealerships
  • NADA Auto Value
Keep the Change. Learn more about Pocket Change.

Copyright © 2025 PFCU. All rights reserved.
Routing & Transit # 272484056
Phone: (844) 517-3611

  • Disclaimer
  • Privacy Disclosures
  • Accessibility
  • Careers
  • Site Map

Powered by SmartSource Solutions, LLC

Reviewed by Allyant for accessibility

Follow Us

  • Like us on Facebook
  • Follow us on Twitter
  • Follow us on Instragram
  • Connect with us on LinkedIn
  • Follow us on YouTube
Better Business Bureau Accredited Business Equal Housing Lender logo Federally Insured by NCUA logo

NCUA Safety & Soundness

Loan Calculator

Calculate Your Payment

* indicates a required field

$
Months
Enter the term as a number of months.
%
Enter an APR as a percentage.
 

Apply Now

Savings Calculator

Calculate Your Savings

* indicates a required field

$
$
%
Enter the APY as a percentage.
%
Enter the dividend rate as a percentage.
Initial Deposit
$1,000.00
Total Contributions
$240.00
Dividend Earnings
$33.29
Total Savings
$1,273.29

Open an Account