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Auto Loans

Ready to hit the road? PFCU is your best source in Michigan for new and used car loans. No matter the type of vehicle you want, PFCU provides the financing you need with low rates and flexible terms on your car loan.

Apply Online  Auto Loan Rates

PFCU Vehicle Loans

Rates as low as 6.54% APR*


  • Finance 100% of your purchase
  • Low, fixed rates with flexible terms
  • Simple interest means you pay interest only on the unpaid balance
  • Insurances provide peace of mind in the event of death or disability
  • Close your PFCU vehicle loan at the dealership with Direct Dealer Financing
  • Get your free credit report
  • Calculators to figure payments or affordability
  • No processing/closing fee

Shift into gear and apply for a vehicle loan from PFCU! If you have any questions, use our live chat support or contact us at 844-517-3611.

Protection Options

Guaranteed Auto Protection (GAP) Plus with Deductible Assistance 

Vehicle loan protection for what your auto insurance may not cover for a wrecked vehicle. 

Learn More about GAP Plus with Deductible Assistance 

Mechanical Repair Coverage 

This coverage may help limit unexpected covered repair costs as your vehicle ages, potentially savings you thousands of dollars in repairs!

Learn More about Mechanical Repair Coverage

*APY = Annual Percentage Rate. Payment Example: $20,000 at 6.54% APR for 48 months = $475 per month. Rates subject to change. All loans subject to approval. Rate may vary based on credit worthiness, term of loan and age of collateral.