Insurance


You wouldn’t leave your wallet unguarded in a room full of pickpockets, so why avoid protecting yourself with insurance? Both invite financial troubles. PFCU offers home and auto insurance services in Michigan.
PFCU’s partnership with CUNA Mutual Insurance provides you with auto and home insurance as well as term life and whole life insurance.

PFCU protects you and your family from financial ruin brought about by unforeseen problems.

  • Credit Life and Credit Disability Insurance: This coverage is available on most loans. If you pass away or become completely and continuously disabled, Credit Life or Credit Disability will make your loan payments. Low monthly premiums are added to your loan payments. Check with a PFCU loan officer for a quote.
  • Mechanical Breakdown Insurance: Mechanical Breakdown Insurance is a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on this warranty. No matter where you travel in the United States, we protect you against mechanical expenses, and there is no deductible on covered parts or labor. All of our plans come with a rental car allowance and 24/7 emergency roadside service. Low premiums are included in your monthly loan payment.
  • GAP Insurance (Guaranteed Auto Protection): If your vehicle is stolen, damaged beyond repair or otherwise declared a total loss, you are liable to pay the difference between your loan balance and your insurer’s settlement. GAP provides low-cost coverage that pays that potentially high-cost difference.
  • Auto Deductible Reimbursement Benefit: This benefit pays up to $500 per loss when a claim is filed and paid by your primary insurance carrier. If you suffer a loss during the Auto Deductible Reimbursement Benefit Coverage Period you may be entitled to reimbursement of the covered auto deductible amount. Reimbursement will be equal to the covered auto deductible on the auto policy, up to $500 per Loss. (Limit of two losses per year.)

Experience the peace of mind you deserve today. Contact us to obtain policies or for answers to any questions. You also can use our live chat support feature at the top of this page.