Business Loan FAQs

Conventional loan eligibility requires two years of business history. If this is a start-up, we may be able to work through this if you have a W2 job. Companies in operation less than two years may be eligible for a SBA loan. Please contact Commercial Lending and we will help find the right financing for you.
PFCU offers a variety of repayment options at the touch of your fingertips. From online banking to automatic transfers, ACH and mailing options, we can find the right choice to fit your needs.
No. PFCU does not penalize for early repayment.
Yes. If the business were to fail and could not make the loan payments, PFCU does require the business owner to make the loan payments.
For more information on SBA loans, please refer to For assistance from a PFCU representative, please contact us directly. .

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