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Business Checking

As a business owner, you work hard to meet your customers’ demands. PFCU does the same for our business members. We offer two business checking solutions to our Michigan members that include convenient features to take the hassle out of business checking.

Become a PFCU business member today by visiting any of our branch locations. If you have any questions, contact us at 844-517-3611 or use our live chat support. Experience better business checking options with us!

Checking Rates Schedule of Fees & Services

Features Basic Business Checking Business Checking Plus
Minimum Balance Required to Avoid Monthly Maintenance Fee $0 $2,500
Unlimited Deposits Yes Yes
Free Debit Card Yes Yes
Free Online Banking Yes Yes
Free Audio Teller Banking Yes Yes
Free Night Deposit Yes Yes
Business Bill Pay Yes Yes
Free Mobile & Text Banking Yes Yes
Variety of Check Options Yes Yes
Access to Surcharge-free ATMs Yes Yes
Courtesy Pay Available Yes Yes
Pays Monthly Dividend   Yes

Order Business Checks

Harland-Clarke offers a variety of professional check design options. Order checks fast with just a few clicks.

Order Checks

Business Debit Cards

Access your money in a convenient, secure way almost anywhere.

Learn More

Courtesy Pay 

Check out our Courtesy Pay Option* and aviod the hassles of overdrafts and bounced checks.

PFCU’s Business Accounts Policy

Our policy on business accounts is to delay the availability of funds deposited by checks into the account until credit is received for the funds. During the delay, funds cannot be withdrawn in cash or be used to pay checks written. The first $225.00 from a deposit of local checks will be available on the first business day after the deposit. The remainder will be available on the second business day after the deposit. Members who use their account to house funds that are involved in the operation of a business or hobby are considered to have a business account. If your account has been determined to be a business account, you will be charged as stated above. If you do not agree that your account should be considered a business account, it will be reviewed by credit union management.

Fees are subject to change at any time.

*Please Review Our Business Overdraft Protection Disclosure