Business Checking


As a business owner, you work hard to meet your customers’ demands. PFCU does the same for our business members. We offer two business checking solutions to our Michigan members that include convenient features to take the hassle out of business checking.

FREE Business Checking

  • No monthly service charge
  • No minimum balance required
  • No per-check charge
  • Duplicate checks available in a variety of designs
  • Anytime access to your account through our Audio Teller (LUCY), Online Banking, and PFCU debit and ATM cards

Business Checking Plus

  • Earn interest on your deposits, compounded and paid monthly
  • No monthly service charge
  • Minimum $2,500 balance required ($10.00 monthly fee charged if you drop below the minimum)
  • No per-check charge
  • Duplicate checks available in a variety of designs
  • Anytime access to your account through our Audio Teller (LUCY), Online Banking, and PFCU debit and ATM cards

Schedule of Fees and Services

Service Fee
Return Deposited Items $10
Overdraft/NSF Items $25
Stop Payment $25
Copies of Checks $10

Become a PFCU business member today, use our live chat support feature at the top of this page or contact us with any questions. Experience better business checking options with us!


PFCU’s Business Accounts Policy

Our policy on business accounts is to delay the availability of funds deposited by checks into the account until credit is received for the funds. During the delay, funds cannot be withdrawn in cash or be used to pay checks written. The first $100.00 from a deposit of local checks will be available on the first business day after the deposit. The remainder will be available on the second business day after the deposit. Members who use their account to house funds that are involved in the operation of a business or hobby are considered to have a business account. If your account has been determined to be a business account, you will be charged as stated above. If you do not agree that your account should be considered a business account, it will be reviewed by credit union management.

Fees are subject to change at any time.

Order Checks

Order Checks
Order checks fast with just a few clicks.
Order Online

Open a Business Checking Account