As a business owner, you work hard to meet your customers’ demands. PFCU does the same for our business members. We offer two business checking solutions to our Michigan members that include convenient features to take the hassle out of business checking.
| Features |
Basic Business Checking |
Business Checking Plus |
| Minimum Balance Required to Avoid Monthly Maintenance Fee |
$0 |
$2,500 |
| Unlimited Deposits |
• |
• |
| Free Debit Card |
• |
• |
| Free Online Banking |
• |
• |
| Free Audio Teller Banking |
• |
• |
| Free Night Deposit |
• |
• |
| Business Bill Pay |
• |
• |
| Free Mobile & Text Banking |
• |
• |
| Variety of Check Options |
• |
• |
| Access to Surcharge-free ATMs |
• |
• |
| Pays Monthly Dividend |
|
• |
Schedule of Fees and Services
| Service |
Fee |
| Return Deposited Items |
$10 |
| Overdraft/NSF Items |
$25 |
| Stop Payment |
$25 |
| Copies of Checks |
$10 |
today, use our live chat support feature at the top of this page or contact us with any questions. Experience better business checking options with us!
PFCU’s Business Accounts Policy
Our policy on business accounts is to delay the availability of funds deposited by checks into the account until credit is received for the funds. During the delay, funds cannot be withdrawn in cash or be used to pay checks written. The first $200.00 from a deposit of local checks will be available on the first business day after the deposit. The remainder will be available on the second business day after the deposit. Members who use their account to house funds that are involved in the operation of a business or hobby are considered to have a business account. If your account has been determined to be a business account, you will be charged as stated above. If you do not agree that your account should be considered a business account, it will be reviewed by credit union management.
Fees are subject to change at any time.
Order Checks