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Routing & Transit # 272484056

Branches & ATMs

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Portland (Main Office)

9077 Charlotte Hwy.

Ionia Office

4035 S. State Rd (M-66 & David Hwy)

Westphalia Office

102 West Main Street

Lake Odessa Office

2025 Lapo Road

Lansing Office

644 Migaldi Lane, Suite 100

Lowell Office

11635 Fulton Street, Suite 700

Caledonia Office

9864 Cherry Valley Ave. SE

Flint, Van Slyke Office

G-3311 Van Slyke Rd.

Swartz Creek Office

9189 Miller Rd.

Owosso Office

1465 N. M-52


Durand Office

311 N. Saginaw St.

Lake Odessa ATM

Express Mart, 1401 Jordan Lake Street

Westside ATM

Party Store, 751 W. Grand River Ave.

ATM - E. Grand River Ave

Party Store, 607 E. Grand River

Find an ATM or Shared Branch Location

As a PFCU member, you’re part of an exclusive club that gets behind-the-velvet-rope treatment through the CO-OP Network. As you travel through and beyond Michigan, you can access surcharge-free ATMs at more than 30,000 CO-OP Network locations in the U.S. and Canada. Just look for the CO-OP Network logo and you can bank on no ATM fees.

It’s easy to find the nearest CO-OP Network ATM:

  • Use the locator on the CO-OP website
  • Call 1-888-SITECOOP
  • Text 91989 with your address, intersection or zip code and discover the surcharge-free ATM nearest you, or download the database of CO-OP Network ATMs

Non-PFCU Transactions

PFCU members receive two free transactions per month at ATMs not owned by PFCU. Transaction fees will be assessed to each transaction that occurs beyond your two free transactions. Also, you will be subject to any surcharge fees that non-PFCU and non-CO-OP Network ATMs may charge for using their machines.

If you have any questions, contact us at 844-517-3611 or use our live chat support.

*This is a surcharge-free service. Standard text messaging rates from your mobile phone provider will apply. You will never receive any unsolicited messages by using this service.

Interactive Teller Machines (ITMs) allow for expanded hours so that you will never have to rush to the credit union again! With ITM technology, tellers are able to wait on you via video-chat! When visiting an ITM, you have the ability to deposit, withdrawal, do balance inquiries and more with our tellers in the comfort of your vehicle. A number of PFCU locations have these machines already installed, so be sure to give them a try!

All PFCU offices will be closed on the following days (unless otherwise specified).

2021 Closings, Holidays and Training

  • Monday, January 18- Martin Luther King Jr. Day
  • Monday, February 15- President's Day (Staff Training Day)
  • Saturday, May 29 and Monday, May 31- Memorial Day
  • Saturday, July 3 and Monday, July 5- Independence Day
  • Saturday, September 4 and Monday, September 6- Labor Day
  • Monday, October 11- Columbus Day (Staff Training Day)
  • Thursday, November 11- Veteran's Day
  • Thursday, November 25- Thanksgiving
  • Friday, November 26- Lobbies closed with call center, drive-thru and ITM's open 8am-3pm.  Limited staff for support departments
  • Friday, December 24- Christmas Eve: Branches close at noon
  • Saturday, December 25- Christmas Day
  • Friday, December 31- New Year's Eve: Lobbies close at noon, with call center, drive-thru and ITM's open until 3:00pm.  Limited staff for support departments
  • Saturday, January 1, 2022- New Year's Day

As a reminder - payrolls, ACH transfers and our online Bill Payments do NOT process on Federal Holidays