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Routing & Transit # 272484056

Fee Schedule

This Schedule of Fees sets forth certain conditions, fees and charges applicable to your regular savings, checking, money market and business accounts at PFCU. This schedule is incorporated as part of your account agreement.

Service Fee
Account Activity Printout - current month $1.00
Account Activity Printout - prior month/per page $3.00
Account Reconciliation (per hour) $25.00
ATM - use of Foreign ATM (5 free per month) $1.50
ATM/DebitCard Replacement (if old card not returned) $10.00
Automatic Loan Transfer to cover NSF $3.00
Auto Transfer from Savings/Checking to cover NSF $1.00
Bill Pay Inactivity (monthly fee-not used in 30 days) $5.00
Cash Foreign Check (outside of U.S.) $5.00
Cashier’s Check $3.00
Cashier’s Check (Prime Time) $.50
Check Printing (Fee varies by design)
Check Printing (Prime Time - per box) $6.00
Checking PLUS (per month if below min balance) $5.00
Checks - Quick (4 checks per sheet) $2.00
Close Account (within 90 days of opening) $5.00
Convenience Pay (Debit or Credit) $10.00
Convenience Pay (Electronic) $5.00
Copy of Credit Card Statement $5.00
Copy of Check, Cashier’s Check, Money Order $3.00
Copy of Account Statement $5.00
Credit Card - Quick Delivery $35.00
Dormant Account Fee (per month after 12 mo.) $5.00
E-Document Copy Request (per envelope bundle) $5.00
Escheated Accounts (unclaimed after 3 years) $75.00
Fax (per page after 5 pages) $1.00
Garnishment/Levy Processing $75.00
Membership Fee $1.00
Minimum Balance Required to Earn Interest (on Savings and IRA Accounts) $100.00
Money Order $2.00
Money Order (Prime Time) $.50
Monthly Statement from Quarterly (per month) $2.00
Overdraft / NSF / ODP / Returned Item $25.00
Photocopy (per page over one page) $1.00
Return Deposited Item $5.00
Statement Return (bad address) $5.00
Stop Payment on Check or Money Order $25.00
Telephone Transfer (if receipt mailed) $0.00
The Loan Check (TLC) Check Order $20.00
The Loan Check (TLC) Over Limit Fee $25.00
Visa Gift Card (one-time issue) $3.95
Visa Reloadable - General Purpose $7.95
Visa Reloadable - Personalized $9.95
Visa Reloadable - Student $6.95
Wire Transfer - Outgoing (domestic) $20.00
Late Payment Fee - CC $25.00
Legal - Attorney Work (e.g. Subpoena) $70 + actual charges
Lien Perfection - (Titles and UUC-1) Varies
Loan Extension, Skip a Pay, or Modification $30.00
Medallion Guarantee $0.00
Non-Member ATM Fee $2.50
Notary Fee $0 - Members;
$5 - Non‑members
Payoff Request For Mortgages - Third Parties $30.00
Pre-paid VISA Reload $2.00
Rush Order on CC $35.00
Rush Order on Debit Card (2 Day Only Available) $10.00
Safe Deposit Drill Fee Varies
Incoming Wire Fee $5.00
Replacement CC Fee $10.00

Service Fee
Bill Pay Inactivity (Not Used For 30 Days) $5.00
Business Checking PLUS - if below min. balance $10.00
Copy of a Check $10.00
Overdraft/NSF Items $25.00
Return Deposited Item $10.00
Stop Payment $25.00

For members that require an off-site location to keep their valuables, we have Safe Deposit Boxes for rent in our Portland, Ionia, Westphalia, Lake Odessa, Lansing, Durand and Swartz Creek offices. All locations do not have all the sizes available.

Size Annual Fee
3" x 5" $10.00
3" x 10" $25.00
5" x 5" $25.00
5" x 10" $35.00
6" x 10" $40.00
9" x 10" $45.00
10" x 10" $50.00

If you lose one key, you will be assessed a $20.00 fee. If both keys are lost, there will be a charge to have the lock redrilled or replaced.

View the complete listing of fees.

*Dormant Account Fee

An account is considered dormant if for 12 consecutive months no withdrawals or deposits, other than credited dividends, have been made to any account and we have received no communication from you about any of your accounts.

The fee for a dormant account is $5.00 per month and will be assessed on the Regular Share account. If the fee imposed brings the balance of the Regular Share account below $5.00, the fee will be the remaining balance in the account and membership will be terminated. This fee will be waived for members under 23 years of age or if you maintain a balance of $250.00 or more in a Regular share account.

If you have any questions, use our live chat support feature at the top of this page or contact us.