Whether you want to remodel a room, take a trip, get a new set of wheels, consolidate debt or complete a project, do it with local, low-rate loans from PFCU.

• Vacations
• Renovations
• Pools
• Vehicles
• Recreational Items
• Loan Consolidation
• And more

*The online loan application does not support Mortgage and Home Equity Loan applications. If you would like to apply for a Mortgage or Home Equity Loan, please contact us at 844-517-3611 or stop by one of our Michigan locations.

**Some restrictions may apply.

Looking for a loan but don’t want to use your vehicle or house as collateral? PFCU’s share secured loans allow our West/Central Michigan members to borrow money using savings accounts or share certificates as security.

This is the perfect loan for borrowing money and paying yourself back with the lowest possible finance charges. Plus, the secured amount earns interest over the life of the loan.

Get the money you need now

Short-term loan. No credit check.

Is money tight because of unforeseen expense like vehicle repairs and medical bills, or you just need a few extra bucks to get through the month? Before you turn to other high-cost options like payday loans, consider an EZ Link loan with PFCU.

A unique benefit for members

The EZ Link Loan is a unique benefit of being a member of PFCU. Offering you an opportunity to get the money you need now with a short-term loan with no credit check.

Check the list below for eligibility and get your EZ Link loan started today!

• 12 month repayment plan
• No credit check
• 22.90% Annual Percentage Rate
• Deposit accounts are positive and in good standing
• There can be no past due status on any PFCU Loan
• Must have minimum of $1,000 deposited into your PFCU account each month for 3 consecutive months
• No open Bankruptcies
• No more than one Easy Link loan at a time

Contact Us to Get Started

*For Members Only. EZ Link Loan has a fixed Annual Percentage Rate of 22.90%. You will have twelve months to repay the loan. You can only have one EZ Link Loan at a time, with a minimum of 4 months between loan origination dates within a 24 month time period. Members who are active military and their dependents are not eligible for an EZ Link Loan due to the Military Lending Act regulation administered by the Department of Defense. EZ Link Loan rates are effective as of 02/01/2020.