PFCU - Your Trusted Financial Partner | Banking, Loans, and More

Where Kids Learn to Save, Spend and Succeed

Introducing financial education early helps build a strong foundation for future financial independence and healthy money habits. As you navigate this journey with your child, PFCU has resources and options that will grow along with them and their finances.

Become a Member

Cash Cadets Account offered to ages 6 - 12 years _{What do I need to open an account?}
Checking and Savings with No Minimum Balance Requirements
24/7 account access with PFCU Online Banking & PFCU Mobile App
Debit Card with access to over 30,000 surcharge-free ATMs nationwide

Join PFCU Today Savings Rates How-To: PFCU App Registration

Youth Debit Card

With a debit card of their own and guidance from parents or guardian, kids learn the basics of money management, keep an eye on balances and track their spending.

Guardians can set flexibile controls, get real-time notifications, and turn your child's debit card on or off in your PFCU app!

Learn More Apply for a Checking

Account Management is Easy

Send money instantly to your kid's account and get real-time alerts about their money activity. See balances right in PFCU Online Banking or the PFCU App.

Have peace of mind as you're working with your child through money management and manage their savings plan the way that's best for you!

Become a Member

Certificate of Deposit Accounts

Establish a PFCU membership with traditional savings. Grow your child's money faster with a certificate of deposit.

Certificates can be tied to specific goals - like saving for a bike or gaming system - helping kids connect saving with future rewards.

Learn More

Financial Education

Online resources that teach kids about real life financial situations and how to make wise financial decisions.

Kids can create a profile, track their progress, and earn rewards from the Credit Union based on their achievements!

Financial Education

Saving for College

Saving for college may feel overwhelming, but using a 529 plan can make the process more doable

Digital Citizenship

Digital Citizenship allows teens and kids (recommended ages 9-15) to practice navigating through online decisions securely.

Banzai Junior

Providing real-life scenarios that show users how to make wise decisions when faced with financial dilemmas.

Teaching Children About Money

Whether you’re teaching finances to your kids, your grandkids, or those of a loved one, it’s absolutely essential to teach children how to manage the money they have and invest for the future.