It’s never too early to start learning about saving and that’s why we’re excited to offer our Youth Summer Savings Challenge, designed specifically for members ages 0–17. With every deposit your child makes, they’ll be building financial confidence and earning chances to win exciting prizes.
Why a Savings Challenge?
Between vacations, camps, and busy schedules, summer can be a great opportunity to introduce real-world money lessons in a low-pressure way. Whether your child is earning allowance, babysitting, or just learning the basics, this challenge helps turn saving into a positive habit.
Plus, who doesn’t love a chance to win something fun?
How It Works
Getting started is simple:
- Your child must have a Dollar Duck, Cash Cadet, or Teen Connection account
- For every qualifying deposit, they earn one entry into our quarterly drawing
- Deposits can be made:
- Online
- In-branch
- Through direct deposit
- Entries are limited to one per day per member, no matter how many deposits are made
Even better—there’s no purchase necessary, and an alternate entry option is available by mail.
Prizes Kids Will Love
We’ll randomly draw one winner from each youth account group.
(Ages Newborn - 5)
(Ages 6 - 12)
(Ages 13 - 17)
The more consistently your child saves, the more chances they’ll have to win!
A Win Beyond the Prizes
While the prizes are exciting, the real reward is helping your child build a lifelong habit of saving. Small, regular deposits can teach:
- Goal setting
- Patience and delayed gratification
- Financial responsibility
- Confidence in managing money
By participating, your child isn’t just entering a drawing—they’re developing skills that will benefit them for years to come.
Ready to Get Started?
If your child already has a PFCU youth account, they’re automatically eligible—just start saving! If not, now is a great time to open one and join the fun.
Open an Account
Let’s make this summer about more than just spending—let’s make it about saving, learning, and winning, too.
Check out online financial education learning and games here
Youth Account Quarterly Drawing – Official Rules
Sponsor
This promotion is sponsored by PFCU (“Credit Union”).
Eligibility
Open to individuals age 0 through 17 who are primary owners of an active PFCU Dollar Duck, Cash Cadet, or Teen Connection account at the time of entry and drawing. Participants under the age of 18 must have a parent or legal guardian associated with the account. Immediate family members of employees, officials, and volunteers of PFCU are eligible.
Promotion Period
The promotion is ongoing, with drawings conducted once per calendar quarter. Each quarter constitutes a separate entry period.
How to Enter
Participants will automatically receive one (1) entry for each qualifying deposit made into their eligible youth account during the promotion period, subject to the following conditions:
- Limit one (1) entry per member per day, regardless of the number of deposits made
- Qualifying deposits include deposits to a checking account, savings account, or youth share certificate
- Deposits may be made via online banking, in-branch transactions, or direct deposit
- Alternative Method of Entry: Members may send a postcard to PFCU Headquarters at 9077 Charlotte Hwy. Portland, MI 48879 as an alternate way to enter the drawing.
No purchase or additional action is necessary to enter.
Drawing
One (1) winner will be selected from each account type (Dollar Duck, Cash Cadet, Teen Connection) each calendar quarter. Winners will be selected by random drawing from all eligible entries received during the applicable promotion period. Odds of winning depend on the number of eligible entries received.
Prizes
Winners will receive a non-cash prize determined by PFCU in its sole discretion. Prizes are non-transferable, non-exchangeable, and have no cash value. No substitution of prizes is permitted except by PFCU, which reserves the right to substitute a prize of equal or greater value. All prizes will be awarded.
Winner Notification and Claim
Winners will be notified using the contact information on file. A parent or legal guardian must accept the prize on behalf of a minor. If a winner or their parent/legal guardian cannot be contacted within fourteen (14) days of the initial notification attempt, or if prize acceptance requirements are not met, the prize will be forfeited and an alternate winner may be selected.
General Conditions
- By participating, entrants and their parent/legal guardian agree to abide by these Official Rules and the decisions of PFCU, which are final
- PFCU reserves the right to disqualify any participant who does not comply with these rules or who tampers with the entry process
- PFCU is not responsible for lost, late, misdirected, or incomplete entries or communications
- By accepting a prize, winners (and their parent/legal guardian) consent to signing a photo release for the use of the winner’s first name and likeness for promotional purposes without additional compensation, where permitted by law
- PFCU reserves the right to modify, suspend, or terminate the promotion at any time, for any reason, in its sole discretion