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Routing & Transit # 272484056

PFCU - MI Credit Union

Save More

A share certificate pays higher dividends than other savings accounts on funds you deposit for a fixed period, helping you save more.

Safe & Secure

Federally insured up to $250,000 by the NCUA.


Flexible Terms

Terms are available up to 60 months, allowing you to manage your savings plan the way that's best for you.

Open a Certificate Today

Certificates - Pick Your Term!
Term Rate APY*
6 months 2.910% 2.950%
7 months** 3.922% 4.000%
12 months 3.150% 3.200%
24 months 3.400% 3.450%
36 months 3.198% 3.250%
48 months 3.102% 3.150%
60 months 3.005% 3.050%

**APY = Annual Percentage Yield. $500 minimum deposit. Penalties apply for early withdrawal. Subject to automatic renewal upon maturity. Refer to disclosure for renewal terms. Rate accurate as of June 4, 2024. You must be a member of PFCU. Federally insured by NCUA.

Fees may reduce earnings.

Early withdrawal penalty will apply to Certificate withdrawals. Withdraw penalty will be 2% of amount withdrawn. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Monthly dividend pay can be added to Certificate (compounded), transferred to savings account or paid by check. Accrued dividends are forfeited if account is closed prior to monthly dividend posting.

Minors under the age of 18 years may purchase a certificate with a term of 60 months or until their 18th birthday, whichever is less. Deposits of $25 or more can be added to the certificate at any time and the minimum Certificate issue amount for a minor is $250.00.

Subject to restrictions. Rates subject to change without notice.