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A share certificate pays higher dividends than other savings accounts on funds you deposit for a fixed period, helping you save more.
Federally insured up to $250,000 by the NCUA.
Flexible Terms
Terms are available up to 60 months, allowing you to manage your savings plan the way that's best for you.
Rates Effective: January 21, 2026
Fees may reduce earnings.
Early withdrawal penalty will apply to Certificate withdrawals. Withdraw penalty will be 2% of amount withdrawn. Funds earn dividends from the first business day of deposit and are calculated daily and posted monthly. Monthly dividend pay can be added to Certificate (compounded), transferred to savings account or paid by check. Accrued dividends are forfeited if account is closed prior to monthly dividend posting.
Minors under the age of 18 years may purchase a certificate with a term of 60 months or until their 18th birthday, whichever is less. Deposits of $25 or more can be added to the certificate at any time and the minimum Certificate issue amount for a minor is $250.00.
**Open a Minor Certificate with a minimum deposit of $250 and receive a $50 bonus. Bonus will be credited at account opening and is not considered interest. Additional deposits of $25 or more may be added during the term. Certificate must remain open for at least 12 months or bonus may be forfeited. Limit one bonus per member. Offer valid starting 01/05/2026 for current or new members. Rates effective as of 01/05/2026; subject to change without notice prior to account opening. Federally insured by NCUA. Other restrictions may apply.
Subject to restrictions. Rates subject to change without notice.
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