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PFCU - MI Credit Union

Helping you Reach Your Financial Dreams

Access everything you need to manage your finances, save money, and achieve your financial goals!

Become a Member

PFCU membership gives you access to better rates,more savings and the quality service you deserve. 

Our accounts are designed to help everyone achieve financial success now and in the future, and we provide resources for financial wellness along the way.

Membership Details  Join Today  Savings Rates

Credit Cards & Loans

Whether planning for back to school, going on vacation, or looking for a MasterCard with Cash Back rewards, PFCU is here for you!

Apply today, skip application fees and save with low rates.

Personal Loans Credit Card Info

Home Loan

Purchasing or refinancing a home? No matter how your life is changing, we’re here for every possibility. 

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Financial Literacy

PFCU is here to help make sure your child is successful by providing free financial education, webinars, and one-on-one conversations with dedicated employees. 

Help your child navigate their way through creating a budget, managing their finances and much more!

Financial Education  Budget Coaching

Kids Accounts

PFCU's Dollar Duck Club and Cash Cadets Accounts provides the financial tools and resources needed for your kids from birth to their 13th birthday. 

  • Open a new Dollar Duck, Cash Cadet or Teen Connection Account and receive a $25 bonus!*
  • No annual fees 
  • Option to add Minor Certficiates with higher, fixed dividends. Open a New Youth Certificate and receive a $50 bonus!**
  • Account access via Online Banking and the PFCU Mobile App

Enroll your child today and build good money habits with a PFCU Kid's Account!

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PFCU Financial Planning

Have questions about managing your wealth and planning for the future? Meet with our Certified Financial Planner to customize a plan that meets your needs!

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*Open a Dollar Duck, Cash Cadet, or Teen Connection savings account and receive a $25 bonus. Bonus will be credited at account opening and is not considered interest. Limit one bonus per child per youth account. Offer valid starting 01/05/2026 for new members only. Terms and conditions apply. Promotion subject to change without notice. Federally insured by NCUA. Other restrictions may apply.

**Open a Minor Certificate with a minimum deposit of $250 and receive a $50 bonus. Bonus will be credited at account opening and is not considered interest. Additional deposits of $25 or more may be added during the term. Certificate must remain open for at least 12 months or bonus may be forfeited. Limit one bonus per member. Offer valid starting 01/05/2026 for current or new members. Rates effective as of 01/05/2026; subject to change without notice prior to account opening. Federally insured by NCUA. Other restrictions may apply.