Skip to main content Accessibility Statement
Home - PFCU Credit Union
Routing & Transit # 272484056
  • Contact Us
  • Apply Now
  • Ask Lucy
  • FAQ
Home - PFCU Credit Union
  • Home
  • Contact Us
  • Apply Now
  • Ask Lucy
  • Rates
      • Loan Rates
      • Savings Rates
  • FAQ
  • For You
    • Save
      • Savings
      • Share Certificates
      • Kids Accounts
      • Student Hub
      • IRAs
      • Financial Planning
      • Pocket Change
    • Spend
      • Checking
      • Debit Cards
      • Credit Cards
    • Borrow
      • Vehicle & Toy Loans
      • Personal Loans
      • Ca$h4me Instant Loan
      • Mortgages
      • Home Equity Loans
      • Student Loans
      • Insurance
      • Apply Now
      • Rates
      • Calculators
      • Lost/Stolen Card
      • FAQs
        • Account Information
        • PFCU Operations
        • Credit/Debit Cards
        • Loans/Mortgages
        • Remote Access
        • Electronic Titles
        • The Credit Union Difference
        • Rules & Regulations
      • Pay Your Loan
  • For Your Business
    • Save & Spend
      • Business Savings
      • Business Checking
      • Business Debit Cards
    • Borrow
      • Commercial Loans
      • Credit Cards
      • SBA Loans
    • Explore
      • Business Membership
      • Merchant Services
      • Business FAQs
      • Apply Now
      • Rates
      • Lost/Stolen Card
  • Services
    • Digital Banking
      • Online Banking
      • Mobile Banking
      • Money Desktop
      • My Toolkit
      • Manage Your Card
      • Credit Score
    • Other Services
      • Convenience Services
      • Shared Branching
      • Grant Programs
    • Tools & Resources
      • Applications
      • Member Discounts
      • Member Resources
      • Calculators
      • Solutions Finder
  • Education
      • Money Talk Podcast
      • Money Talk
      • What's Happening
      • Financial Coaches
      • Fraud Education
      • Learning Opportunities
  • About Us
      • Membership
      • Our Story
      • Community Involvement
      • News and Publications
      • Board of Directors
      • Member Reviews
      • Meet Lucy
      • Legal & Disclosures
      • Careers
      • Contact Us
      • Branches & ATMs

Checking

Our checking accounts have what you need to manage your money. You'll appreciate how easy it is to choose between a no-minimum balance account or one that pays you interest. Our checking accounts include 24/7 access through the following options: Mobile App, Online Banking, Audio teller (LUCY) and PFCU Debit or ATM cards.

Become a Member   Current Member? Apply for a Checking   Checking Rates

Features Checking Checking Plus
Minimum Balance Required to Avoid Monthly Maintenance Fee $0

$1,000*

Monthly Service Charge No  No
Unlimited Deposits Yes Yes
Debit Card Yes Yes
Free Online & Mobile Banking Yes Yes
E*Statements Yes Yes
Duplicate Checks Available Yes Yes
Variety of Check Options Yes Yes
Discounted Checks for Members Ages 55+  (some limitations may apply) Yes Yes
Bill Pay Access Yes Yes
Access to Surcharge-free ATMs Yes Yes
Courtesy Pay Available (some limitations may apply) Yes Yes
Pays Monthly Dividend No Yes

Pocket Change

We'll round up your everyday debit card transactions to the next dollar amount and deposit the difference into your designated PFCU Savings Account. Learn More

Courtesy Pay

Check out our Courtesy Pay option and avoid the hassles of overdrafts and bounced checks.

 

Order Checks Online 

Free yourself from the burden of costly checking! Become a member today. If you have any questions, use our live chat support or contact us at 844-517-3611.

Become a Member 

These accounts are subject to all disclosures made under PFCU’s Important Information About Share Accounts. Fees are subject to change at any time.

Please review PFCU’s Disclosure for information about your ability to withdraw funds.

*$5 monthly fee if below the minimum required amount

Spend

  • Checking
  • Debit Cards
  • Credit Cards
Simple, Fast, Mobile. Your credit score at your fingertips. Learn More.

Copyright © 2025 PFCU. All rights reserved.
Routing & Transit # 272484056
Phone: (844) 517-3611

  • Disclaimer
  • Privacy Disclosures
  • Accessibility
  • Careers
  • Site Map

Powered by SmartSource Solutions, LLC

Reviewed by Allyant for accessibility

Follow Us

  • Like us on Facebook
  • Follow us on Twitter
  • Follow us on Instragram
  • Connect with us on LinkedIn
  • Follow us on YouTube
Better Business Bureau Accredited Business Equal Housing Lender logo Federally Insured by NCUA logo

NCUA Safety & Soundness

Loan Calculator

Calculate Your Payment

* indicates a required field

$
Months
Enter the term as a number of months.
%
Enter an APR as a percentage.
 

Apply Now

Savings Calculator

Calculate Your Savings

* indicates a required field

$
$
%
Enter the APY as a percentage.
%
Enter the dividend rate as a percentage.
Initial Deposit
$1,000.00
Total Contributions
$240.00
Dividend Earnings
$33.29
Total Savings
$1,273.29

Open an Account