What? You’re still paying for checking? Keep that money in your pocket, or better yet, one of PFCU’s free personal checking accounts for Michigan members looking for sensible personal banking options. You’ll appreciate the flexibility and features, and you can choose between a no-minimum-balance account and one that pays you interest. Experience your best checking option with us.

FREE Checking

  • No monthly service charge
  • No minimum balance required
  • No per-check charge
  • Duplicate checks available in a variety of designs
  • Courtesy Pay available (some limitations apply)
  • Anytime access to your account through our Audio Teller (LUCY), Online Banking, and PFCU debit and ATM cards
  • Prime Time Members (age 55 and better) receive discounted check printing (some limitations apply)

Checking Plus

  • Earn interest on your deposits, compounded and paid monthly
  • No monthly service charge
  • Minimum $2,500 balance required ($5 monthly fee charged if you drop below the minimum)
  • No per-check charge
  • Duplicate checks available in a variety of designs
  • Courtesy Pay available (some limitations apply)
  • Anytime access to your account through our Audio Teller (LUCY), Online Banking, and PFCU debit and ATM cards
  • Prime Time Members (age 55 and better) receive discounted check printing (some limitations apply)

Fees You May Incur

Service Fee
Overdraft/non-sufficient funds $25
Stop payment $25
Domestic wire transfer $20
Regular endorsement stamp $12.50
Self-inking endorsement stamp $28

Check out our Courtesy Pay option and avoid the hassles of overdrafts and bounced checks.

Free yourself from the burden of costly checking! Become a PFCU member today, use our live chat support feature at the top of this page or contact us with any questions.

These accounts are subject to all disclosures made under PFCU’s Important Information About Share Accounts. Fees are subject to change at any time.

Please review PFCU’s Disclosure for information about your ability to withdraw funds.

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Courtesy Pay

Avoid the hassles of overdrafts and bounced checks.
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Open a Checking Account