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Routing & Transit # 272484056

CO-OP Network

Celebrating 75 years of service - PFCU Credit Union

Being a PFCU member you’re part of the CO-OP Network. As you travel through and beyond Michigan, you can access 30,000 surcharge-free ATMs and over 5,600 Shared Branching CO-OP Network locations in the U.S. and Canada. Just look for the CO-OP Network logo and you can have easy access to your money with no ATM fees.

CO-OP ATM, CO-OP Shared Branch

It’s easy to find the nearest CO-OP Network ATM or Shared Branch Location:

  • Use the locator on the CO-OP website.
  • Call 888-748-3266.
  • Text* 91989 with your zip code or address to discover nearby surcharge-free ATM and Shared Branch Locations.


If you are unable to find a surcharge free CO-OP ATM or Shared Branch location near you, you can access your funds using any ATM. PFCU members receive five free transactions per month at ATMs not owned by PFCU. Transaction fees will be assessed to each transaction that occurs beyond your five free transactions. Also, you will be subject to any surcharge fees that non-PFCU and non-CO-OP Network ATMs may charge for using their machines.

If you have any questions, contact us at 844-517-3611 or use our live chat support.

*This is a surcharge-free service. Standard text messaging rates from your mobile phone provider will apply. You will never receive any unsolicited messages by using this service.